What is the paperwork required for HAFA?
–Hardship Affidavit explaining your situation
–Request for Modification Affidavit (RMA)
-Utility bill (gas, water, electric, etc)
–Frank-Dodd Certification form acknowledging you have not been convicted of mortgage or real estate related crimes in the last ten years (including theft, fraud, larceny, forgery, money laundering, tax evasion)
-Your most recent tax returns with all schedules
-Last two paystubs or proof of other income, or if self-employed, last quarter or year-to-date profit and loss statement
-Copy of divorce decree
-Copy of death certificate if co-borrower is deceased
-Homeowners Association bill or statement showing dues
-Your most recent W2
-Power of attorney if applicable
Overwhelmed? I’ll make it easy (or easier!) for you. Call me for assistance with your Temecula or Murrieta or Menifee or Hemet HAFA short sale.
